How the rating is calculated

This methodology gives the most weight to how quickly and reliably an operator pays out withdrawals once a request is submitted, since that moment is where a licence's practical value is tested against ordinary friction. Verification steps, processing times and any conditions attached to cashing out are weighted ahead of factors that only matter before money changes hands. Where an operator's terms make payout timing unclear or conditional in ways that are hard to check against the public record, that uncertainty counts against it rather than being assumed in its favour.